As U.S. household debt surpasses $18 trillion, with over $600 billion in delinquent receivables, the financial landscape is ripe for transformation. For businesses, these aren’t just statistics—they’re untapped opportunities hiding in plain sight.
At 2X Solutions, we see AI not just as a tool—but as a force multiplier for unlocking this value.
The Silent Revenue Leak: Involuntary Payment Failures
Nearly half of subscription churn comes from involuntary payment failures—customers who didn’t intend to cancel, but quietly dropped off due to expired cards, failed transactions, or missed billing cycles.
That’s a huge problem for recurring revenue businesses.
AI agents can now intervene instantly and persistently, engaging users via email, SMS, and voice—all without human intervention.
The ROI of AI-Driven Collections
Traditional collections are costly, inconsistent, and often reactive. In contrast, AI-led systems operate 24/7, ensuring no overdue payment slips through the cracks. Industry leaders are already seeing the payoff:
- 17% increase in recovery rates via AI-powered outreach (Convin.ai)
- 20% reduction in past-due volume using automation (HighRadius)
- Lower cost-to-collect and minimal human bandwidth required
This isn’t just about saving costs—it’s about protecting top-line revenue before it walks out the door.
A Rising Tide of Delinquencies
Delinquencies aren’t just limited to subscriptions. Credit card 90-day+ delinquency rates are climbing toward 7%, signaling broader pressure across industries. As financial stress increases, proactive, scalable outreach is becoming mission-critical.
That’s where AI from 2X Solutions comes in.
Transforming the Back Office with Intelligent Outreach Automation
Whether you’re a fintech startup, a SaaS provider, or a traditional lender—AI-powered collections are your edge. At 2X Solutions, we help companies deploy custom outreach agents into any CRM that you have.
- TCPA compliant
- Easy to integrate
- Security
